Banco do Brasil: Simulado de Língua Inglesa – Estilo CESGRANRIO II
Domine o inglês para o concurso do Banco do Brasil! Confira este simulado exclusivo com questões no estilo CESGRANRIO e prepare-se para se destacar.
CONCURSOS
Shyrlene Chicanelle
12/1/20249 min read
O simulado de Língua Inglesa foi cuidadosamente elaborado no estilo CESGRANRIO, abordando habilidades como interpretação textual, vocabulário contextualizado, e estruturas gramaticais. Com questões que simulam o nível e formato do Banco do Brasil, este exercício é ideal para candidatos que desejam treinar e aprimorar seu desempenho em provas de alta exigência.
Questão 1
Read the following excerpt: "Digital banking services are becoming increasingly popular due to their convenience and accessibility." Which of the following best describes the meaning of the word "convenience" in this context?
a) Flexibility
b) Necessity
c) Complexity
d) Simplicity
e) Preference
Questão 2
In the sentence "The introduction of mobile banking has revolutionized how people manage their finances," the word "revolutionized" can be replaced without changing the meaning by:
a) Maintained
b) Stabilized
c) Transformed
d) Minimized
e) Complicated
Questão 3
Choose the option that correctly completes the sentence: "If customers ___ better services, they would likely remain loyal to their banks."
a) receive
b) received
c) will receive
d) would receive
e) have received
Questão 4
The sentence "Many people prefer online banking because it saves time and effort" expresses:
a) A cause-and-effect relationship
b) A conditional statement
c) A contrast between ideas
d) A hypothetical scenario
e) A chronological sequence
Questão 5
In the phrase "Artificial Intelligence is a game-changer in the financial industry," the term "game-changer" most likely means:
a) A minor improvement
b) A revolutionary development
c) A complicated process
d) A traditional method
e) An unnecessary addition
Questão 6
Read the following sentence: "Banks are constantly adapting to customer demands in a highly competitive market." The word "constantly" in this context suggests:
a) Regular intervals
b) Permanent inaction
c) Sporadic attempts
d) Continuous effort
e) Occasional updates
Questão 7
Complete the sentence with the correct option: "Had the financial institution implemented security updates sooner, it ___ cyberattacks."
a) prevented
b) had prevented
c) would have prevented
d) will prevent
e) prevents
Questão 8
Choose the alternative that best describes the main idea of the sentence: "Digital payment systems are paving the way for a cashless society."
a) Encouraging traditional banking practices
b) Preparing for a future without cash
c) Slowing down the adoption of technology
d) Introducing security risks in transactions
e) Increasing the use of physical money
Questão 9
The sentence "Customers expect banks to prioritize data security and privacy" conveys:
a) A suggestion
b) An obligation
c) A recommendation
d) A prohibition
e) A permission
Questão 10
In the sentence "Mobile apps have redefined the banking experience for millions of users," the term "redefined" means:
a) Restricted
b) Improved
c) Clarified
d) Standardized
e) Reduced
Questão 11
In the phrase "Fintech companies are disrupting the traditional banking landscape," the word "disrupting" can be replaced by:
a) Enhancing
b) Simplifying
c) Transforming
d) Compromising
e) Ignoring
Questão 12
Choose the correct option: "If I ___ you, I would invest in more secure banking software."
a) was
b) were
c) am
d) had been
e) will be
Questão 13
The sentence "Banks must adapt quickly to changes in consumer behavior to stay relevant" implies that:
a) Banks have no competition
b) Consumer behavior is static
c) Rapid adaptation is essential
d) Changes in behavior are insignificant
e) Relevance is guaranteed
Questão 14
In the sentence "Efficient customer service is key to building trust," the word "efficient" means:
a) Complex
b) Reliable
c) Costly
d) Timely
e) Disorganized
Questão 15
Choose the correct verb tense to complete the sentence: "By the end of next year, the bank ___ its new mobile platform."
a) launches
b) will launch
c) will have launched
d) is launching
e) has launched
Questão 16
In the sentence "The widespread use of digital wallets has reduced the dependency on physical cash," the term "dependency" refers to:
a) Over-reliance
b) Minimal usage
c) Absolute independence
d) Occasional interaction
e) Exclusive preference
Questão 17
The sentence "Online fraud remains a significant challenge for financial institutions" conveys:
a) A past event
b) An ongoing issue
c) A future possibility
d) A resolved problem
e) A hypothetical condition
Questão 18
Complete the sentence: "The financial advisor recommended that the client ___ diversify their portfolio."
a) would
b) will
c) should
d) had
e) could
Questão 19
In the sentence "Effective communication is critical in negotiations," the word "critical" most likely means:
a) Unimportant
b) Essential
c) Optional
d) Redundant
e) Confusing
Questão 20
Choose the option that best completes the sentence: "Had the bank upgraded its systems earlier, it ___ avoided major disruptions."
a) would have
b) had
c) will
d) has
e) would
Questão 21
Read the sentence: "Customer loyalty programs are designed to encourage repeat business." The word "encourage" can be replaced, without changing the meaning, by:
a) Discourage
b) Promote
c) Ignore
d) Diminish
e) Delay
Questão 22
In the sentence "The adoption of mobile banking is reshaping the financial landscape," the term "reshaping" suggests:
a) Stabilizing traditional methods
b) Modifying the current structure
c) Eliminating innovative practices
d) Supporting outdated systems
e) Ignoring technological advancements
Questão 23
Choose the option that best completes the sentence: "If the regulations ___ more flexible, smaller banks could compete more effectively."
a) are
b) were
c) have been
d) will be
e) had been
Questão 24
The sentence "Digital platforms have enhanced customer experience through personalized services" implies:
a) Customer experience has worsened
b) Platforms have had no impact
c) Services have become more customized
d) Traditional methods remain dominant
e) Personalization is irrelevant
Questão 25
In the phrase "The rapid evolution of technology has disrupted conventional banking," the word "disrupted" means:
a) Preserved
b) Modified negatively
c) Altered significantly
d) Strengthened traditions
e) Ignored innovations
Questão 26
In the sentence "The bank is implementing new policies to ensure compliance with international standards," the word "compliance" refers to:
a) Resistance to rules
b) Adherence to regulations
c) Creation of policies
d) Innovation in procedures
e) Elimination of standards
Questão 27
Choose the correct option to complete the sentence: "Had the bank provided better digital tools, customer satisfaction ___ higher."
a) will be
b) was
c) would have been
d) had been
e) will have been
Questão 28
The sentence "Online banking requires robust security measures to protect sensitive information" conveys the need for:
a) Minimal effort in security
b) Basic protective actions
c) Advanced security protocols
d) Negligence towards safety
e) Occasional updates in protection
Questão 29
In the phrase "Blockchain technology is revolutionizing financial transactions," the term "revolutionizing" suggests:
a) Eliminating risks
b) Simplifying operations
c) Transforming significantly
d) Stabilizing processes
e) Ignoring challenges
Questão 30
Read the sentence: "AI-driven solutions are reshaping how banks interact with customers." The phrase "AI-driven" indicates that:
a) Artificial intelligence is not involved
b) Artificial intelligence leads the solutions
c) Customers drive the changes
d) Traditional methods are used
e) Solutions are unrelated to technology
Questão 31
Choose the correct verb tense to complete the sentence: "By the end of the year, the company ___ its digital transformation project."
a) will complete
b) has completed
c) had completed
d) will have completed
e) completes
Questão 32
In the sentence "The bank’s success depends on its ability to innovate," the word "depends" indicates:
a) Independence
b) Necessity
c) Irrelevance
d) Resistance
e) Avoidance
Questão 33
The sentence "Customer feedback plays a crucial role in improving services" suggests that:
a) Feedback is ignored
b) Feedback is essential
c) Services do not require improvement
d) Customers dislike providing feedback
e) Feedback is insignificant
Questão 34
Complete the sentence: "The more banks invest in technology, the ___ competitive they become."
a) more
b) less
c) equally
d) moderately
e) hardly
Questão 35
In the sentence "Financial literacy programs empower individuals to manage their finances better," the word "empower" can be replaced by:
a) Weaken
b) Disregard
c) Strengthen
d) Limit
e) Restrict
Questão 36
The phrase "The integration of AI has streamlined many banking operations" implies that AI has:
a) Complicated processes
b) Slowed down procedures
c) Made operations more efficient
d) Increased operational errors
e) Eliminated all human intervention
Questão 37
In the sentence "The bank launched a campaign to attract younger customers," the word "attract" suggests:
a) Repel
b) Ignore
c) Draw interest from
d) Restrict access for
e) Eliminate options for
Questão 38
Choose the correct option: "If the financial institution ___ earlier, it could have avoided major issues."
a) acts
b) had acted
c) will act
d) has acted
e) acts
Questão 39
In the sentence "Data analytics helps banks predict customer needs," the term "predict" means:
a) Forget
b) Understand in advance
c) Ignore
d) Simplify
e) Resist
Questão 40
The sentence "Digital tools are making banking services more accessible" implies that:
a) Tools are reducing accessibility
b) Banking is becoming less convenient
c) Accessibility is improving through technology
d) Digital tools are irrelevant
e) Traditional methods are regaining popularity
Questão 41
In the sentence "Mobile payment systems have significantly transformed the way transactions are conducted," the term "significantly" suggests:
a) A minor change
b) A slight improvement
c) A considerable impact
d) An irrelevant adjustment
e) A temporary effect
Questão 42
Choose the correct option: "If customers ___ access to better financial tools, they would make more informed decisions."
a) have
b) had
c) will have
d) have had
e) were having
Questão 43
In the phrase "The adoption of green banking practices is essential for sustainable development," the word "essential" can be replaced, without changing the meaning, by:
a) Optional
b) Fundamental
c) Irrelevant
d) Temporary
e) Controversial
Questão 44
The sentence "Data security has become a top priority in the digital banking sector" implies that:
a) Security is less important now
b) Data breaches are rare
c) Security measures are critical
d) Security protocols are optional
e) Data safety is irrelevant
Questão 45
In the sentence "Fintechs are redefining customer experience by offering innovative solutions," the term "redefining" means:
a) Maintaining traditional approaches
b) Eliminating existing practices
c) Transforming significantly
d) Ignoring customer needs
e) Complicating the process
Questão 46
Complete the sentence: "Had the financial institution invested earlier in cybersecurity, it ___ avoided recent issues."
a) will have
b) could have
c) has
d) had
e) would
Questão 47
In the sentence "Artificial intelligence allows banks to personalize their services," the word "personalize" refers to:
a) Standardizing customer experiences
b) Ignoring individual preferences
c) Customizing based on client needs
d) Complicating the user interface
e) Restricting service availability
Questão 48
The phrase "Customer-centric approaches are gaining traction in the financial industry" suggests that:
a) Customer needs are being ignored
b) The industry is focusing on clients
c) Traditional methods are dominant
d) Consumer expectations are irrelevant
e) Personalized services are decreasing
Questão 49
In the sentence "Digital platforms enhance user engagement through real-time interactions," the term "real-time" implies:
a) Delayed responses
b) Immediate communication
c) Occasional updates
d) Limited accessibility
e) Future possibilities
Questão 50
Choose the correct option: "If banks ___ more transparent policies, they could build greater trust with their customers."
a) adopt
b) adopted
c) will adopt
d) are adopting
e) had adopted
Questão 51
The sentence "The shift to digital banking requires constant innovation to remain competitive" conveys that:
a) Innovation is unnecessary
b) Changes in banking are rare
c) Continuous development is vital
d) Competition is decreasing
e) Innovation leads to stagnation
Questão 52
In the sentence "Digital payment solutions are bridging gaps in financial inclusion," the term "bridging gaps" means:
a) Widening inequalities
b) Eliminating disparities
c) Maintaining the status quo
d) Ignoring technological advancements
e) Focusing on traditional practices
Questão 53
Complete the sentence: "By the time the new regulations are implemented, the financial market ___ major adjustments."
a) will make
b) has made
c) will have made
d) makes
e) had made
Questão 54
In the sentence "Data-driven strategies are helping institutions predict market trends," the term "data-driven" refers to strategies based on:
a) Intuition
b) Random decisions
c) Quantitative analysis
d) Outdated information
e) Subjective assumptions
Questão 55
The sentence "Online platforms have democratized access to financial services" implies that:
a) Access is restricted to a few
b) Financial services are widely accessible
c) Digital platforms are rarely used
d) Financial inclusion has decreased
e) Traditional methods are favored
Questão 56
Choose the correct option: "If financial institutions ___ customer needs more effectively, satisfaction levels would rise."
a) understand
b) understood
c) will understand
d) have understood
e) had understood
Questão 57
In the sentence "Blockchain technology is streamlining processes in the banking sector," the term "streamlining" means:
a) Complicating procedures
b) Simplifying operations
c) Delaying outcomes
d) Restricting innovations
e) Ignoring efficiencies
Questão 58
The sentence "Banks must balance innovation with regulatory compliance" conveys that:
a) Compliance is unnecessary
b) Innovation and compliance are equally important
c) Regulations hinder development
d) Innovation is prioritized over compliance
e) Compliance limits creativity
Questão 59
In the phrase "Customer expectations are shaping the future of banking," the term "shaping" refers to:
a) Ignoring changes
b) Determining directions
c) Complicating decisions
d) Limiting advancements
e) Stabilizing trends
Questão 60
Complete the sentence: "Had the bank embraced digital solutions earlier, it ___ gained a competitive edge."
a) will have
b) could have
c) has
d) had
e) would
Gabarito
1-d; 2-c; 3-b; 4-a; 5-b; 6-d; 7-c; 8-b; 9-b; 10-b; 11-c; 12-b; 13-c; 14-b; 15-c; 16-a; 17-b; 18-c; 19-b; 20-a 21-b; 22-b; 23-b; 24-c; 25-c; 26-b; 27-c; 28-c; 29-c; 30-b; 31-d; 32-b; 33-b; 34-a; 35-c; 36-c; 37-c; 38-b; 39-b; 40-c 41-c; 42-b; 43-b; 44-c; 45-c; 46-b; 47-c; 48-b; 49-b; 50-b; 51-c; 52-b; 53-c; 54-c; 55-b; 56-b; 57-b; 58-b; 59-b; 60-b.
